Costs & Aid

Invest in Your Future

We work closely with students and families to answer questions and find financial options. By choosing Hinds CC, you can avoid student loan debt during your first two years of college.

Tuition & Fees

The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, includes changes to Federal Student Aid programs.

While colleges are still awaiting official implementation guidance from the U.S. Department of Education, the information below outlines how certain provisions of the law may affect students at Hinds Community College beginning in the 2026–2027 academic year.

Please note: Information on this page is subject to change as additional federal guidance and regulations are released. Hinds Community College will continue to update this page as new information becomes available from the U.S. Department of Education.

Effective July 1, 2026

Beginning with the 2026–2027 award year, the following changes will apply to Federal Pell Grant eligibility:

Students with a Student Aid Index (SAI) that is equal to or greater than twice the maximum Federal Pell Grant award for the award year will not be eligible for a Federal Pell Grant, even if they meet the minimum eligibility requirements.

Example: If the maximum Federal Pell Grant for 2026–2027 is $7,395, students with an SAI of 14,790 or higher will not qualify for a Federal Pell Grant.

Students whose non-federal grants or scholarships (such as state, institutional, or private aid) cover their full Cost of Attendance (COA) will not be eligible for a Federal Pell Grant.

Any foreign earned income exclusion reported on the FAFSA will be added to the student’s adjusted gross income (AGI) when determining Federal Pell Grant eligibility.

Effective July 1, 2026

Beginning with the 2026–2027 award year, several changes will affect federal student loans.

Parent PLUS Loan Limits

New Parent PLUS Loan borrowers will be subject to:

Annual borrowing limit: $20,000 per dependent student

Lifetime (aggregate) borrowing limit: $65,000 per dependent student

Current Parent PLUS borrowers who received a loan during the 2025–2026 academic year or earlier may continue borrowing under the current limits for up to three years, provided the student remains continuously enrolled, or until the student graduates, whichever comes first.

Annual Loan Proration

Students enrolled less than full-time will have their annual federal loan eligibility reduced based on their enrollment level.

Student Loan Repayment

Federal repayment options will be simplified into two plans:

A new Tiered Standard Repayment Plan

A new income-driven repayment plan called the Repayment Assistance Plan (RAP)

Additional Information About Annual Loan Proration

Effective July 1, 2026

Students must be enrolled in at least 6 semester credit hours to qualify for federal student loans.

Full-time enrollment is defined as 12 or more semester credit hours per term.

Students enrolled less than full-time will only be eligible for a portion of the annual loan limit based on their enrollment level.

If your enrollment changes during the academic year, your eligibility for Direct Subsidized and Direct Unsubsidized Loans may also change. Hinds Community College will notify you if your loan eligibility is adjusted.

Example: Full-Time Enrollment

A first-time, first-year student enrolled in 12 credit hours during both the fall and spring semesters is eligible for 100% of the annual subsidized loan limit of $3,500.

Loan disbursement:

Fall: $1,750

Spring: $1,750

Total annual loan: $3,500

Example: Part-Time Enrollment

A first-time, first-year student enrolled in 6 credit hours during both the fall and spring semesters is eligible for 50% of the annual subsidized loan limit of $3,500.

Loan disbursement:

Fall: $875

Spring: $875

Total annual loan: $1,750

For official updates, visit https://studentaid.gov/announcements-events/big-updates

Over 50% Less in Tuition

Our tuition and fees are less than half of what you would pay for a public four-year university in Mississippi. When compared to private universities in Mississippi, our tuition is over 80% less.*

$4,100

Hinds Community College

$8,672

Public Universities in Mississippi

$23,423

Private Universities in Mississippi