Paying for College

Paying for College

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Loan Limits

Annual Stafford Borrowing Limits
The Federal Government has placed annual and total limits on the amount borrowers can borrow in student loans. The total amount borrowed cannot exceed these limits. Hinds Community College determines the amount of loans you are eligible to borrow using the Federal guidelines and year in college.

The following is a table of the Annual Loan Limits:

Dependent Undergraduates

Subsidized
Loan Amount

Total
(Sub & Unsub)

Freshmen

$3,500

$5,500

Sophomore

$4,500

$6,500

Independent Undergraduate



Freshmen

$3,500

*$9,500

Sophomore

$4,500

*$10,500

* Includes $4,000 additional Unsubsidized eligibility

The Lifetime Loan Limits are:

Dependent Undergraduates

$31,000

Independent Undergraduates

$57,500

 


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Last Updated: 8/4/10