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Loan Limits
Annual Stafford Borrowing Limits The Federal Government has placed annual and total limits on the amount borrowers can borrow in student loans. The total amount borrowed cannot exceed these limits. Hinds Community College determines the amount of loans you are eligible to borrow using the Federal guidelines and year in college. The following is a table of the Annual Loan Limits:
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Dependent Undergraduates
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Subsidized Loan Amount
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Total (Sub & Unsub)
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Freshmen
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$3,500
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$5,500
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Sophomore
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$4,500
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$6,500
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Independent Undergraduate
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Freshmen
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$3,500
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*$9,500
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Sophomore
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$4,500
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*$10,500
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* Includes $4,000 additional Unsubsidized eligibility The Lifetime Loan Limits are:
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Dependent Undergraduates
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$31,000
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Independent Undergraduates
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$57,500
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