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Paying for College
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Frequently Asked Questions

Can I receive Federal financial aid as a part-time student?
Yes, if you are determined to be eligible based on Expected Family Contribution (EFC), cost of attendance (COA), and the number of hours you are taking.

Can I receive financial aid by taking just any course?
No, you must declare a major course of study and be working towards a degree in that course of study.

I'm in default because of a previous student loan, can I receive financial aid?
Yes, if your lender sends a letter stating that you are in satisfactory repayment; you may be eligible for PELL grant only.

Do I need a certain grade point average to receive financial aid?
Yes, you must comply with the HCC Financial Aid Policy on Satisfactory Scholastic Progress.

If I have already earned a bachelor's degree, can I still receive financial aid?
Yes, you can receive a student loan. You are not eligible for Pell Grant. Contact a Financial Aid advisor to see if you may be eligible.

I have an associates degree at Hinds Community College. Can I receive financial aid at Hinds to study in another major?
Yes, you can receive financial aid for up to 64 more hours. (Review the HCC Financial Aid Policy on Satisfactory Scholastic Progress.)

If I am on financial aid probation or suspension, can I receive financial aid?
Yes, if you are on financial aid probation you can receive all types of financial aid. No, you cannot receive any type of financial aid, if you are on suspension.

Do I have to be full-time to receive institutional or state aid?
Yes, for certain types of aid, such as scholarships and state grants, you do have to be a full-time student (12 hours or more).

I probably don't qualify for aid. Should I apply for aid anyway?
Yes. Many families mistakenly think they don't qualify for aid, but most do qualify. Submit a FAFSA. For student employment, student loans, and parent loans, you should check the appropriate boxes. All can qualify for a loan.

What expenses can I expect financial aid to cover?
Depending on your financial award it may cover all or part of the following: tuition/fees, books/supplies, transportation, personal, school, and miscellaneous expenses.

How much will my family be expected to contribute towards my yearly college costs?
Your Expected Family Contribution (EFC) is calculated each year you apply for aid using a national processing formula called the Federal Methodology. The formula considers your parents' and your income and assets, your family size, and the number of family members enrolled in college. The EFC will be the same at any college you attend.

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Last Updated: 10/4/07